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Program Highlights

General Liability
•    Comprehensive Limits to $1,000,000 Occurrence/$3,000,000 Aggregate
•    Employee Benefits Liability
•    Separate Abuse & Molestation Coverage Limits
•    Blanket Additional Insured for Funding Sources & Landlords
•    Employees & Volunteers as Additional Insureds
•    Blanket Waiver of Subrogation
•    Coverage for Fundraising Events
•    Fire Legal Liability (property of others in your care, custody & control - $1,000,000)

Professional Liability
•    Separate Coverage  Part & Limits
•    Claims Made or Occurrence Forms Available
•    Primary or Contingent Coverage for Employed or Contracted Physicians

•    Blanket Limits - large capacity
•    Special Form including Replacement Cost, No Coinsurance & Agreed Value on all Real & Personal Property
•    Water Backup of Sewer & Drains
•    Business Income and Extra Expense (Blanket Limits Available)
•    Flood & Earthquake
•    Equipment Breakdown
•    Ordinance or Law Coverage

•    Employee Dishonesty
•    Computer Fraud
•    Forgery or Altercation
•    Monies & Securities: On & Off Premises

•    High Limits Available
•    Abuse & Molestation Coverage Included
•    Professional Liability Coverage Included

•    Owned, Hired & Non-Owned Automobile Available
•    Employees & Volunteers as Insureds
•    Fellow Employee Coverage
•    New Vehicle Replacement Cost
•    Hired Car Physical Damage
•    Rental Reimbursement
•    Full Window Glass Coverage

Workers’ Compensation & Employers Liability
•    Guaranteed Cost Programs
•    Dividend Programs
•    Volunteers Coverage Available
•    Statutory Limits

Directors & Officers/Employment Practices Liability
•    Broad Named Insured Definition
•    Separate Employment Practices Coverage Part including Abuse
•    Non-Employment Discrimination Coverage: Third Party Coverage
•    Broad Definition of Wrongful Act
•    Full Prior Acts Coverage Available


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Experience the same high-touch, local support from the TMC Team you know with the added power of national scale. 

As one EPIC company, we offer expanded Risk Management, Property & Casualty and Employee Benefits services to our clients. To learn more about the benefits of the the partnership, read the press release for further details.

Visit our website at or click through the links to several of our individual disciplines listed on the right.

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