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Cyber/Privacy Breach Liability

Not-for-profit organizations need to protect themselves from liability brought about by the unauthorized violation of their computer networks. Known as cyber/privacy breach liability insurance, it typically protects against costs associated with claims arising from breaches of network security, loss of hard copy paper files containing personal information of employees and clients, violations of privacy protection statues, lawsuits over trademark and/or copyright violations, and the improper functioning of software leading to business loss or personal injury.

Coverage available includes the costs of recovering or restoring computer and network systems after they have been attacked and costs associated with the interruption of computer-based business activities including  the expense associated with extortion attempts; for example, a hacker demanding money in return for ceasing a cyber-attack.

Coverage Highlights:
•    Broad Form Definition of Insured
•    Social Media Coverage
•    Third Party Coverage
•    Coverage for Fines & Penalties (HIPPA)
•    Expense Reimbursement/Customer Notification Coverage
•    Business Interruption and Extra Expense
•    Risk Management Services Included

Loss Control & Risk Management Services
•    Background Checks
•    MVR Services
•    Employee Safety
•    Defensive Driver Training


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